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If you're among the nearly 150 million Amazon Prime members in the U.S., chances are you spend a significant amount with the online retail giant. We've previously dug into the best cards for Amazon purchases, including cards that earn up to 5% cash back on your purchases. However, if you're willing to take an extra step before making your Amazon purchases, you could walk away with up to 5 points per dollar spent or an effective 10% return. And that's before factoring in any American Express Offers or other special Amazon promotions. Earning up to 5 points per dollar on Amazon purchases Finally, there's also the no-annual-fee Chase Freedom Flex, which offers 5% back (or 5 points per dollar spent when paired with an Ultimate Rewards-earning card) on rotating categories on up to $1,500 in purchases each quarter you activate. The card currently offers a $200 bonus after spending $500 on purchases in the first three months of account opening. Related: The best credit cards for purchasing gift cards You also can't return gift cards, but this shouldn't be much of an issue if you order from Amazon frequently anyway. Plus, you can use your Amazon gift cards to buy gift cards at many other third-party retailers like Starbucks, Southwest Airlines and Airbnb. Bottom line A little time and effort can go a long way. An effective 10% return on Amazon purchases is as good as it gets, though it's important not to forget the trade-off between earning points and getting purchase protection. camera bag cyber mondaychanel east west flap bag
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