General Questions There are not federal or state laws that dictate whether or not a gift card can be returned so it is up to each merchant to set that policy. Most store and restaurant gift cards that I see have terms printed on the card, on the packaging or on a website that say, "This card is non-refundable and non-returnable." Maine Less than $5 Maine State Gift Card Law: In Maine, gift and reward cards with a cash value of less than $5 may be redeemed for cash upon request. This rule does not apply to cards with an initial value of $5 or less, prepaid phone cards, promotional cards, bank-issued gift cards, cards issued for merchandise credit, paper gift certificates. Puerto Rico Less than $5 Puerto Rico Gift Card Law: In Puerto Rico, gift cards with a balance of $5 or less can be claimed from the issuer or the card in cash. This rule does not apply to certificates issued on paper, telecommunication prepaid cards, open loop gift cards, reloadable cards that are not marketed or identified as a gift card, or cards issued as part of a price or promotional program and that do not require disbursement of monies in exchange. If you are the purchaser of a Visa gift card that you no longer want, check the terms and conditions on the card or packaging, look for a gift card return policy on the card issuer's website or go back to the store to inquire about their gift card return policy in person. In most cases, I do not believe a Visa or Mastercard gift card can be returned, but if Target is willing to do it, perhaps other stores are as well. As shown in the video above, I almost always end up using the small balance of my gift cards at Target. It definitely works at other stores, but it works flawlessly at Target every time. You could, I suppose, sell your Visa gift card to a friend or family member who you trust. -Shelley Hunter, Gift Card Girlfriend high quality imitation bagschanel classic double flap bag
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